risk data for machine payments
Endpoint
api.invoket.com/invoice/late-payment
Before your agent sends a dunning letter or books a receivable: what is legally due on an unpaid B2B invoice. Post the claim (amount, currency, country, due date - or invoice date plus agreed terms - and payment date) and get late-payment interest computed PERIOD BY PERIOD under Directive 2011/7/EU: the reference rate changes every 1 January and 1 July, so a claim straddling several half-years is split into tranches, each at the rate of its own half-year - applying today's rate to the whole period is simply wrong. Statutory rate = ECB main refinancing rate (NBP reference rate for Poland) plus the national margin, with the national transposition actually applied: France 10 points, Germany 9 on the Basiszinssatz base, Belgium rounding the reference up to the half point, 8 points elsewhere. Covers FR, DE, ES, IT, NL, BE, PT and PL, with an explicit fallback to the Directive minimum for the other Member States - a national rule is never guessed. Adds the fixed recovery compensation of Art. 6 (EUR 40, tiered in Poland), each component cited to its article. Paying on time is a valid answer, not an error.
Score
The score is built from observations we collect ourselves: how the endpoint responds, what the envelope contains, how stable the price and the recipient are, who pays and how often. It is deterministic — the same input always produces the same result.
We do not publish the exact methodology yet. If you own this endpoint, write to us and we will show you, item by item, what drags the score down.
Recent probes
| When | Code | Latency | Scheme and network | Recipient | Price | Findings |
|---|---|---|---|---|---|---|
| 4h ago | 402 | 33 ms | exact eip155:8453 |
0x4465…28ee | 0.010000 | clean |
| 4d ago | 402 | 412 ms | exact eip155:8453 |
0x4465…28ee | 0.010000 | clean |
| 4d ago | 402 | 415 ms | exact eip155:8453 |
0x4465…28ee | 0.010000 | clean |
Reference
| URL | https://api.invoket.com/invoice/late-payment |
| Sources | well-known |
| Recipient per catalogue | 0x4465825B0ac713aA2Fa07Ea29023020804A128ee |
| Machine access | /v1/endpoint · /full · badge |
Is this your endpoint?
The score is built only from public observations. If something we recorded is wrong — say our prober hit you during maintenance — write to us. We will recheck and publish your reply next to the score.
We do not delete accurate observations. The prober makes at most one request per second per host and only asks for the payment challenge — it never pays and never takes content.